Thirty days to the keys.
Golden Harp Mortgage arranges conventional home loans across Texas. The person you speak to first is the person who prices your loan, runs your file, and sits with you at closing.
Our Texas license application is in progress. We can walk through your plans now and begin your application the day it is approved.
What a broker does
Several lenders, one conversation
A broker takes your file to several wholesale lenders instead of selling you one bank's product. You get the lender whose guidelines fit your situation, at wholesale pricing, and you never repeat your story to a new loan officer.
What we promise
Here is the rate, the cost, and the day it closes. That is the whole pitch. No teaser rates, no countdown clocks, and nothing that needs an exclamation mark.
Everything is handled by phone, video, and a secure online application, on your schedule, anywhere in Texas.
Conventional, by choice
Purchase loans
Fannie Mae and Freddie Mac eligible financing for a primary home anywhere in Texas.
Jumbo
Loan amounts above the conforming limit, for the homes Austin and Dallas keep building.
Refinance
Rate-and-term and cash-out refinances on a home you already own.
Second homes and investment property
Conventional loans on vacation homes and one-to-four unit rentals, with rental income counted properly.
How a file moves
Talk
A short call about the property, your timing, and what the loan needs to do.
Price
Your scenario priced across our lenders, shown side by side with the costs spelled out.
Apply
One secure application. We collect documents once and handle the lender from there.
Close
Appraisal, underwriting, and closing coordinated with your title company and agent.
Austin roots. Every county in Texas.
If the property is in Texas, we can work on it. Remote by design, so you do not have to be in Austin to get a loan done well.
Tell us about the property
No commitment and no credit pull. We reply within one business day.